Please read the following terms and conditions very carefully as your use of service is subject to your acceptance of and compliance with the following terms and conditions (“Terms”).
By subscribing to or using any of our services you agree that you have read, understood and are bound by the Terms, regardless of how you subscribe to or use the services. If you do not want to be bound by the Terms, you must not subscribe to or use our services. These Terms and various other policies are binding as per the provisions of the Information Technology (Intermediaries guidelines) Rules, 2011 formulated under the Information Technology Act of 2000. In these Terms, references to “you”, “User” shall mean the end user accessing the Website, its contents and using the Services offered through the Website, “Service Providers” mean independent third party service providers, and “we”, “us” and “our” shall mean Prime Heal India and its affiliates.
The following are terms of a legal agreement between you and Living By Trading. By accessing, browsing and/or using this web site, you acknowledge that you have read, understood, and agree, to be bound by these terms and to comply with all applicable laws and regulations. If you do not agree to these terms, do not use this web site or any other products/services of Living By Trading.
User account, Password, and Security
You will receive a password and account information upon completing the Website’s registration process. You are responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify www.livingbytrading.com of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you Logout from your account at the end of each session. www.livingbytrading.com cannot and will not be liable for any loss or damage arising from your failure to comply.
Services Offered
www.livingbytrading.com provides a number of Internet-based services through the Web Site (all such services, collectively, the “Service”). The Products can be purchased through the Website through various methods of payments offered. The sale/purchase of Products shall be additionally governed by specific policies of sale, like cancellation policy, return policy, etc. (which are found on our websites under our policies link) and all of which are incorporated here by reference. In addition, these terms and policies may be further supplemented by Product specific conditions, which may be displayed on the webpage of that Product.
Privacy Policy
The User hereby consents, expresses and agrees that he has read and fully understands the Privacy Policy of www.livingbytrading.com . The user further consents that the terms and contents of such Privacy Policy are acceptable to him.
User Conduct and Rules
You agree and undertake to use the Website and the Service only to post and upload messages and material that are proper. By way of example, and not as a limitation, you agree and undertake that when using a Service, you will not:
(a) Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of others;
(b) Publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information;
(c) Upload files that contain software or other material protected by intellectual property laws unless you own or control the rights thereto or have received all necessary consents; you own or control the rights thereto or have received all necessary consents;
(d)Upload or distribute files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of the Website or another’s computer;
(e)Conduct or forward surveys, contests, pyramid schemes or chain letters;
(f) Download any file posted by another user of a Service that you know, or reasonably should know, cannot be legally distributed in such manner;
(g) Falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded;
(h) Violate any code of conduct or other guidelines, which may be applicable for or to any particular Service;
(i) Violate any applicable laws or regulations for the time being in force in or outside India; and
(j) Violate, abuse, unethically manipulate or exploit any of the terms and conditions of this Agreement or any other terms and conditions for the use of the Website contained elsewhere.
Disclaimer
This Web site may contain other proprietary notices and copyright information’s, the terms of which must be observed and followed. Information on this Web site may contain technical inaccuracies or typographical errors.
Information may be changed or updated without notice. Living By Trading may also make improvements and/or changes in the products/services and/or the programs described in this information at any time without notice.
Important T & Cs
Living By Trading assumes no responsibility regarding the accuracy of the information that is provided by herein and use of such information is at the recipient’s own risk. Living By Trading provides no assurances that any reported problems may be resolved with the use of any information that Living By Trading provides. By furnishing information, Living By Trading does not grant any licenses to any copyrights, patents or any other intellectual property rights. Living By Trading does not want to receive confidential or proprietary information from you through our Web site. Please note that any information or material sent to Living By Trading will be deemed NOT to be confidential. By sending Living By Trading any information or material, you grant Living By Trading an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that Living By Trading is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicize the fact that you submitted materials or other information to us unless: (a) we obtain your permission to use your name; or (b) we first notify you that the materials or other information you submit to a particular part of this site will be published or otherwise used with your name on it; or (c) we are required to do so by law.
Global and National availability
Information Living By Trading publishes on the World Wide Web may contain references or cross references to Living By Trading products/services, programs and services that are not announced or available in your country / region/ state. Such references do not imply that Living By Trading intends to announce such products/services, programs or services in your area. Consult your local Living By Trading business contact for information regarding the products/services, programs and services which may be available to you.
Living By Trading’s obligations with respect to its products/services and services are governed solely by the agreements under which they are provided. If you obtain a product or service from Living By Trading off this web site that is provided without an agreement, that product or service is provided “AS-IS” with no warranties whatsoever, express or implied, and your use of that product or service is at your own risk.
Data available from third party, company and Income-tax Department.
Living By Trading may provide an option to you to electronically import certain Income and Tax Information (e.g. Form 16 information) directly into your login. Living By Trading does not represent or guarantee that such automatic importing of certain Income and Tax Information will be available. While the imported Income and Tax Information may be used in connection with the preparation and filing of your tax return, Living By Trading is not responsible for verifying the accuracy of your Income-tax Information (whether imported or not) and you understand that it is solely your responsibility to review and confirm the accuracy of your Income and Tax Information prior to filing. If you use any of our online tax filing services, you acknowledge and understand that Living By Trading and its affiliates may have access to the imported Tax Information which may be used for increasing service quality.
Registration with the Income-tax Department:
You further agree to allow Living By Trading to have access to Information provided by the Income-tax Department to improve or customize the service. You further agree that we may request access to certain data from the Income-tax Department to improve service quality and speed. These access further may require us to give Living By Trading email address for certain requests from the Income-tax Department that the Income-tax Department may give only on emails. You hereby agree to grant us irrevocable right to use these services on your behalf with the ITD to get certain information to help you in filing your IT return, replying to notices or other information that may be required for various services on the Investor Diary.
Delay in services:
Living By Trading (including its and their partners, directors, employees, affiliates, agents, representatives or subcontractors) shall not be liable for any loss or liability resulting, directly or indirectly, from any delays or interruptions due to any natural, electronic or mechanical reasons.
Email and SMS:
On registering on this website, you agree & grant non-exclusive permission & irrevocable right to send emails, sms & alerts as decided by Living By Trading.
Business relationships:
Living By Trading makes no representations whatsoever about any other Web site which you may access through this website or any other website of Living By Trading or group or related companies / websites. When you access a non- Living By Trading Web site, even one that may contain the Living By Trading -logo, please understand that it is independent from Living By Trading, and that Living By Trading has no control over the content on that Web site. In addition, a link to a non- Living By Trading Web site does not mean that Living By Trading endorses or accepts any responsibility for the content, or the use, of such Web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature.
IN NO EVENT WILL Living By Trading BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS WEB SITE, OR ON ANY OTHER HYPER LINKED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
ALL INFORMATION IS PROVIDED BY Living By Trading ON AN “AS IS” BASIS ONLY. Living By Trading PROVIDES NO REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY AND NONINFRINGEMENT.
Living By Trading may at any time revise these terms by updating this posting. By using this web site, you agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current terms to which you are bound.
As part of a good service, Living By Trading may also send you sms / email alerts related to your tax filing or important tax news. you may opt-out by writing to Living By Trading.
Living By Trading web site pages may contain other proprietary notices and copyright information which should be observed.